Car insurance is an important financial tool that protects you against the cost associated with theft or damage to your motor vehicle. Shopping for car insurance can be a nightmare, and with so many options available to the consumer, it might seem like entering a maze of options!
This is where Insurance Options comes in. Insurance Options can help you find the perfect car insurance deal, simply, quickly and all for free! Whether you are looking to insure your brand new BMW, or your son’s old jalopy, Insurance Options will ensure you are making an informed decision
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Depending on the insurer, car insurance plans are normally broken up by the following:
This is the complete package that offers the highest level of cover for you and your passengers. It often comes with a list of added benefits. If you are financing your car you will be required to take out comprehensive car insurance.
This is a basic level of cover that will protect your car from theft, loss or damage as well as natural disasters. It does not cover damage to other vehicles where you are responsible. If you are driving a second hand car and you are looking for a more affordable option this is ideal.
Some of our insurance partners cater for the following:
These are custom bundles which are available with some of our partners, for more information please complete the form on the page
Depending on the type of cover you choose, you can be insured against:
If you are opting in for the comprehensive plan, there are many additional benefits you can add into your plan for a small increase to your premium. I have highlighted the two I feel add the most value:
Scratch and Dent – There are many inconsiderate people that will bump or scratch your car when parking at the shops. Scratch and Dent repairmen come to your location and fix the small dents and scratches making your baby look brand new
Tyre Cover – If you live in an area with bad roads and potholes this type of cover can really add value and should not be overlooked.
Prime Meridian Direct (Pty) Ltd is an Authorised Services Provider, FSP 41040. Policy benefits are underwritten by Santam Structured Insurance Limited, a registered short-term insurer and Authorised Financial Services Provider, FSP 1027. *Premiums for the Prime Comprehensive and Customised Cover Plans are fixed if you do not submit a claim. ** The Growing Benefit Amount for the Prime Third Party Plus policy is subject to specific T&C’s.
*** Glass and windscreen cover subject to T&C’s.
Terms and Limitations Apply.
Third parties are remunerated for their services to the brand.
This site and its contents do not constitute financial advice.