Dents and scratches are the thorn in every car owner’s side. No matter how much restraint and discipline you show behind the wheel, you cannot control the piece of gravel the car ahead of you flung in your direction or the shopping trolley that collided with your car in the parking lot. This is where scratch and dent Insurance comes in.
As a responsible car owner, you want to keep your vehicle in showroom condition. Exterior damage in the form of windscreen cracks and minor dents and scratches, can significantly decrease the resale value of your vehicle.
Scratch and dent insurance policies are designed to keep your car in mint condition by covering the costs of minor repairs to the exterior of your vehicle. These policies are completely separate from your car insurance policy, so your claim won’t affect the no-claims bonus or cash-back rewards of your policy.
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